A reference clause is a clause with an argument that, in a marking clause elsewhere in the sentence, is signaled as being coreferential or not to the argument of the marking clause.
In a language having a switch reference system, a reference clause is a clause with an argument, which is typically the subject.
Haiman, John, and Pamela Munro (editors). 1983.Switch reference and universal grammar: Proceedings of a symposium on switch reference and universal grammar. Amsterdam: John Benjamins.