A collaboration created in May 2008 of nonprofit (AAA Fair Credit Foundation, Financial Planners Association of Utah, United Ways of Utah, Utah Community Action Partnership (CAP) Association, and 211 Information & Referral), corporate groups, Universities(Utah State University Extension, University of Utah, and Brigham Young University), and government groups (Federal Reserve Bank, Internal Revenue Service, U.S. Department of Housing and Urban Development, Utah Department of Workforce Services, and Salt Lake County) modeled after the nationwide campaign, America Saves.